City of Gatesville Property Liens

Property Liens

Understanding Property Liens

A property lien is a legal claim against a property due to an unpaid debt. The City of Gatesville may place liens on properties for various reasons, including unpaid utility bills, code violations, or other outstanding obligations. Property liens are a serious matter and can affect the property's title and the ability to sell or transfer ownership.

Reasons for Property Liens

Unpaid Utility Bills

If a property owner has outstanding utility bills with the City of Gatesville, the city may place a lien on the property. This can include unpaid water, sewer, trash, or other municipal services.

Code Violations

Properties found to be in violation of city codes and regulations may be subject to liens. Common violations include failure to maintain the property, unapproved structural changes, or other issues compromising public safety and welfare.

Other Financial Obligations

Liens may also be placed on properties for other outstanding financial obligations owed to the City of Gatesville, such as fines, fees, or taxes.

Impact of Property Liens

Property liens can have significant consequences for property owners. They can hinder the ability to sell or refinance the property, as the lien must typically be satisfied before any transfer of ownership can occur.

Checking for Property Liens

Property owners and potential buyers should conduct a thorough title search to identify any existing liens on a property. The City of Gatesville records department can provide information on property liens, and individuals are encouraged to contact the city for the most up-to-date and accurate information.

All liens shall accrue ten percent (10%) interest per annum from the date of filing. To request a payoff amount for any lien, contact the City Secretary.